February 20, 2008
By admin in featured | 0 comments
If you have a family who depend on your income in Mississippi, you should consider buying a no exam life insurance policy, for their protection. Life insurance is at times difficult to understand due to the large selection and the different types of insurance that are available.
An insurance policy is a legally binding contract between an insurance company and the person who buys the policy. In exchange for payment of a specified sum of money, called the “premium,” the insurance company agrees to pay for certain types of loss or damage as specified by the contract. When a loss occurs which meets all of the requirements described by the terms of an insurance policy, the loss is said to be “covered” by that policy.
There are 3 main types of life insurance: Term life, whole life and variable life. In Mississippi you can buy a new simple term life insurance for $150,000.00, and “no medical exam required” of $250,000 to term life for $300,000, in about 15 minutes. You can get same day coverage if you answer some simple medical questions and you can apply completely on line. Term Life was designed to offer the most life insurance coverage for the least amount of money.
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April 14, 2008
By admin in Greenville, Mississippi | 0 comments
Readers Question: “If you were a non-smoker when you bought a policy but now occasionally smoke a cigar would this raise your insurance rates?”
Greenville is a city in Washington County, Mississippi, United States and is also the largest city in Mississippi north of the I-20 corridor. Greenville was named after American Revolutionary War hero Nathanael Greene.
Greenville is located on the eastern bank of Lake Ferguson, an oxbow lake left from an old channel of the Mississippi River. A floating casino is located on the lake near the downtown area. Chicago Mill and Lumber Co. operated a lumber mill on the lake .2 mile south of the casino levee parking lot; the mill specialized in making hardwood boxes until it closed.
Answer to Readers Question: It isn’
t a problem with most insurance companies. The life insurance company is stuck with the policy and must pay the full claim, as long as the applicant did not lie during the application process.
Smokers should always tell the truth, when applying for life insurance. Smokers can find affordable life insurance!
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February 20, 2008
By admin in Biloxi, Mississippi | 0 comments
Biloxi is home to Beatrice and even after Katrina she does not want to live anywhere else. Her recent e-mail to me was, “How do you sell your life insurance policy?”
The beach front of Biloxi lies directly on the Mississippi Sound, with barrier island scattered off the coast and into the Gulf of Mexico.
Biloxi has become home to several casino resort hotels, with 24-hour gambling, concert entertainment shows, and several restaurants. Biloxi offers some of the finest sports fishing along the entire northern coast of th gulf of Mexico.
Beatrice the best thing to do is to co
ntact a life settlement company.
Life Insurance Settlement Companies makes their bucks by helping its customers make a buck. The company offers individual consumers viatical and life settlements; the former helps terminally ill patients (such as those living with AIDS and cancer) sell their life insurance policies for immediate cash, while the latter involves LPI purchasing policies from wealthy seniors (defined as person 65 years of age or older with a life expectancy of 15 years or less). Life Insurance Settlement Companies makes money from fees earned by facilitating viatical and life settlements; broker referrals account for about 90% of its business.
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